Bajaj Finserv Personal Loan: Bajaj Finance offers personal loans up to 25 lakhs at low interest rates to meet your financial needs. The entire loan process is online, and you can apply here with just a few documents. This loan is available to you with a long tenure and low interest.
If you need a loan, here you will
be guided through the complete process of applying for a loan, and you will get
answers to all your questions regarding Bajaj Finance loans.
Bajaj Finserv
Personal Loan Details (Bajaj Finance Personal Loan)
|
Bajaj Finance Personal Loan Interest Rate |
Competitive Interest rates starting at 13%
p.a. |
|
Personal loan Process |
Completely digital, Contactless, Paperless
Process |
|
Processing Fee |
Processing fees up to 4% will be deducted
from the loan amount (Inclusive of applicable taxes) |
|
Loan tenure |
12 to 60 Months. |
|
Maximum Loan Amount |
10k to 25lakh at flexible EMIs |
|
Age Limit |
21 to 67 years old. |
|
Citizenship |
Indian Citizen |
|
Example Loan |
|
|
Part-Payment Charges |
2% + Applicable Tax on Part-Payment Amount
Paid |
|
Bounce Charges |
Rs.600- Rs. 1200 per bounce (Inclusive of
applicable taxes) |
|
Mandate Rejection Charges |
Rs. 450/- (Inclusive of applicable taxes) per
month from the first month after the due date of the mandate rejected by the
customer’s bank until the new mandate is registered. |
Features of
Bajaj Finserv Personal Loan
Minimum Documentation: To
avail of a Bajaj Finance personal loan, you get a loan of up to 25 lakhs with
very few documents.
Digital Process: The
entire process of availing of the loan is online; you do not need to submit any
documents manually.
Customer Care Support:
Immediately after you submit the Bajaj Personal Loan form, the Bajaj Personal
Loan team gets in touch with you and gives you complete details about the loan.
Without Guarantee (Unsecured
Loan): With Bajaj Finance, you get a loan up to 25 lakhs without any
guarantee.
Fast Process: After
verifying your details within 24 hours, the loan amount will be transferred to your
savings account.
Low Interest: The Bajaj
Finserv Personal Loan has a very low interest rate, which is very beneficial for
you.
Long Tenure: You get a
flexible tenure of 60 months to repay the loan amount.
Flexi Loan: Flexi Loan can
reduce your monthly EMI by up to 45%. You have the option to pay interest only
at the beginning of the tenure.
Eligibility
Criteria of Bajaj Finance Personal Loan
- Indian citizens
- The age should be between 21 and 67 years.
- The person should have his/her PAN.
- The mobile number should be linked with the Aadhaar card.
- Must have latest salary slip of three months.
- 3 months' savings account statement.
- CIBIL score should be 750+. A good credit score increases the loan amount you can get.
- Depending on your employment and city, your salary will be Rs. 22000 or more.
The minimum salary for applicants
in cities like Bangalore, Pune, Delhi, Mumbai, Hyderabad, Chennai, Coimbatore,
Ghaziabad, Noida, and Thane is 35000 per month.
The minimum salary to avail of a
personal loan for applicants from Ahmedabad and Kolkata is 30,000 per month.
The monthly salary of the
applicants from Jaipur, Chandigarh, Nagpur, Surat, and Cochin has been fixed at a
minimum of 28000.
25000 per month in cities like
Goa, Lucknow, Baroda, Bhubaneshwar, Vizag, Nashik, Aurangabad, Mysore, Bhopal,
Jamnagar, Raipur, Jodhpur, etc.
How to Apply
for Bajaj Finserv Personal Loan online?
The complete process to apply for a Bajaj Finance Personal Loan is online. You can apply for a loan here by
following some easy steps. But you have to understand the complete process of
filling the form thoroughly as most of the loan rejections are due to filling
the form incorrectly. So, you have to read it carefully.
- You have to click on the link given below, and the Bajaj Finserv Personal Loan form will open in front of you.
- Now the button Apply Now will appear in front of you; click on it.
- Choose the category of your work salary or self-employment.
- Enter your name as per your PAN card, select your city and enter your mobile number.
- Verify the OTP and click on the submit button.
- Now you have to enter all the details about your work. For example, company name, your salary, what work you do, etc.
- Now you have to select your loan amount or tenure as per your offer. Now you can submit your form.
- After verifying your details, the loan amount will be transferred to your savings account within 24 hours.
Bajaj
Finserv Personal Loan App Details
|
Application Name |
Bajaj Finance – UPI & Loan App |
|
Version |
P.26.1.5 |
|
Updated on |
28 Aug 2026 |
|
Downloads |
10Cr+ Downloads |
|
App Download Size |
20MB |
|
Website Link |
|
|
Released on |
18 Sept 2012 |
|
Bajaj Finserv App Review |
4.7 star |
FAQ:
What is a Personal Loan?
Personal loans help you borrow
money for a price of a personal nature – be it for some other requirement such
as an emergency, education, family marriage, or home renovation. With Bajaj
Finserv Personal Loan, with various loans ranging from 10k to 25 lakhs, you can
enjoy low-interest rates with flexible terms ranging from 12 months to 60
months.
What is an EMI?
EMI Stands for Equated Monthly
Instalment. It is the fixed amount paid for the repayment of your loan. It
includes both the principal component and the interest amount. It gives you the
convenience and benefit of repaying the personal loan amount in small and easy
instalments.
How to apply for Bajaj Finance
Personal Loan online?
If you want to avail a Bajaj
Finserv Personal Loan, you need to install the Bajaj Finserv app and create
your account. In it, you have to fill in a lot of important information.
After filling in the data, the app will show your “Instant Personal Loan” eligibility
along with an eligible interest rate and tenor. After successfully checking the
eligibility criteria, you will fill in loan details. After that, you will fill
in the bank details. Then, the loan amount will be transferred to your
account.
What is the Bajaj Finserv
Personal Loan Interest Rate?
You will get a personal loan on
Bajaj Finance ranging from Rs 10 thousand to 25 lakhs with an interest rate of
13% to 36% per annum. Loans are available on this app through a completely
digital and contactless process. You can use this money for bill payments, home
renovation, personal expenses, etc.
How can I repay my new debt?
In case of prepayment, the loan
provider can make the payment through net banking, check, or DD services. Make
sure the required amount is available in the bank account every month from the
date of EMI.
How to contact Bajaj Finserv personal loan customer care?
For any query related to a Bajaj
Finance personal loan, you can also call the customer care number 086980 1010. You
can also get your queries answered by sending an email to wecare@bajajfinserv.in.
How can I calculate the EMI payable before availing of a personal loan from
Bajaj?
